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Protect Your Home with Reliable Homeowners Insurance

Your home is one of the most important investments you’ll ever make. At Redstone Insurance Services, we offer comprehensive homeowners insurance to help protect your property, belongings, and peace of mind. Serving Alabama and Tennessee, we offer flexible coverage options that can be customized to fit your needs. Whether you’re a first-time homeowner or an experienced property owner, we’re here to help you protect your home from unexpected risks.

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Why You Need Homeowners Insurance

Homeowners insurance is essential for protecting your property from unforeseen events like fire, theft, or weather-related damage. Without the right coverage, you could face substantial out-of-pocket expenses in the event of an emergency. At Redstone Insurance Services, we’ll help you find a policy that provides the coverage you need at a price you can afford.

What Homeowners Insurance Covers

Dwelling Coverage

Protects your home structure from damage caused by events like fire, hail, or vandalism.

Personal Property Coverage

Covers your belongings inside your home, such as furniture, electronics, and clothing, in case of theft or damage.

Liability Protection

Covers injuries or damage to others that occur on your property. It also helps cover legal expenses if you’re found liable.

Additional Living Expenses (ALE)

Pays for living expenses if you’re temporarily unable to live in your home due to covered damage.

Customizable Options for Your Home

At Redstone Insurance Services, we understand that every home is unique. That’s why we offer a variety of coverage options, including:

Flood Insurance

For homes in flood-prone areas.

Earthquake Insurance

 Protects your home from earthquake-related damage.

Renter’s Insurance

If you’re renting, we provide affordable renter’s insurance to cover your personal property.

High-Value Home Insurance

For clients with luxury or high-value homes, we offer specialized coverage to meet those needs.

Homeowners Insurance in Alabama and Tennessee

Based in Huntsville, we proudly serve clients in North Alabama from Birmingham to Decatur. We are eager to serve your community, no matter where you are in Alabama and Tennessee. Whether you own a house, condo, or mobile home, we can help you find the right homeowners insurance coverage for your property.

Frequently Asked Questions (FAQ)

  • What does homeowners insurance cover?

    Homeowners insurance generally covers damage to your home and belongings from events like fire, theft, vandalism, and certain natural disasters. It also provides liability coverage for accidents that occur on your property.

  • Do I need flood insurance?

    If your home is located in a flood-prone area, flood insurance is highly recommended. In some cases, it may be required by your lender.

  • Does homeowners insurance cover personal property outside of my home?

    Yes, homeowners insurance typically covers personal property both inside and outside your home. For example, if your personal belongings are stolen from your car or damaged while traveling, they may still be covered under your policy. However, there may be limits for high-value items like jewelry or electronics, so it’s a good idea to discuss any special coverage needs with your agent.

Get a Quote Today!

Protect your home and everything inside with reliable homeowners insurance from Redstone Services Group. Serving Alabama and Tennessee, we offer affordable, customizable coverage options.

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