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3309 Memorial Parkway Southwest, Huntsville, Alabama 35801, United States
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(781) 899-9060
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Protect Your Construction Projects with Builders Risk Insurance
Every construction project involves risks, whether it’s a residential build or a large commercial structure. Builders Risk Insurance protects your project from unexpected events, including fire, theft, vandalism, and weather damage. At Redstone Insurance Services, we offer reliable and affordable builders risk insurance for projects in Alabama and Tennessee, ensuring that your construction site is covered throughout the duration of the project.
Why You Need Builders Risk Insurance
Builders risk insurance provides essential coverage for buildings under construction, ensuring that your property, materials, and equipment are protected from damage. Whether you’re building a new home, a commercial office, or a warehouse, this coverage ensures that unexpected damage won’t derail your project or result in costly delays.
What Builders Risk Insurance Covers:
Property Damage
Covers damage to the building or structure being constructed due to fire, storms, theft, vandalism, or other covered perils.
Materials and Supplies
Protects building materials and supplies while they’re on the construction site or in transit, ensuring that your investment is secure.
Tools and Equipment
Covers the construction equipment and tools used on-site, including cranes, bulldozers, and portable generators.
Temporary Structures
Provides coverage for temporary structures like scaffolding, storage trailers, and fences used during the construction process.
Business Interruption
Covers lost income or additional costs caused by delays due to a covered loss, helping you keep your project on track.
Why Choose Redstone?
At Redstone Insurance Services, we understand the unique risks associated with construction projects. Our Builders Risk Insurance policies are designed to protect your project from start to finish, ensuring that your investment is covered from all angles. Our expert agents will help you tailor a policy to your specific project needs, giving you the peace of mind to focus on the work at hand.
Builders Risk Insurance in Alabama and Tennessee
Redstone Insurance Services proudly serves construction businesses in North Alabama from Huntsville to Birmingham to Decatur. We are eager to serve your community, no matter where you are in Alabama and Tennessee. Whether you’re building residential homes or large commercial properties, we have you covered.
Frequently Asked Questions (FAQ)
Is builders risk insurance required for construction projects?
Builders risk insurance is not always mandatory, but it is highly recommended. Many contractors and lenders will require it to ensure the property and materials are protected throughout the project. It’s a smart choice for anyone involved in construction to safeguard against costly losses.
What is covered under a standard builders risk insurance policy?
A typical builders risk insurance policy covers property damage to the structure under construction, materials, equipment, and temporary structures. It also includes protection against theft, vandalism, and damage caused by natural disasters.
Does builders risk insurance cover the contractors liability?
Builders risk insurance is focused on property and materials under construction. For liability coverage related to injuries or accidents on-site, you would need a separate General Liability Insurance policy.
Get Started Today!
Protect your construction project with reliable Builders Risk Insurance from Redstone Insurance Services. Whether you’re working on a small residential build or a large-scale commercial project, we’ll help you find the right coverage to ensure your investment is protected from unexpected risks.
Find Us
3309 South Memorial Parkway Suite 203
Huntsville AL 35801