The redstone insurance services logo has a shield on it.

Comprehensive Business Property and Inland Marine Insurance

At Redstone Insurance Services, we understand the importance of protecting your business assets. Business Property and Inland Marine Insurance provides coverage for the equipment, inventory, and goods that keep your business running. Whether it’s property on your premises or goods in transit, we’ve got you covered. Serving businesses in Alabama and Tennessee, our insurance policies help ensure that your business stays protected, no matter where your assets are.

Get a quote.

Why Your Need Business Property and Inland Marine Insurance

Businesses today need coverage for both physical assets and property in transit. Traditional property insurance may not cover items that are off-site or in transit, which is where Inland Marine Insurance comes in. Whether you’re transporting goods to a customer or storing inventory in a warehouse, we provide coverage to ensure your business assets are protected from theft, damage, or loss.

What Business Property and Inland Marine Insurance Covers:

Property Coverage

These bonds guarantee that a contractor will complete a project according to the contract terms. Performance bonds are often required for government projects and larger commercial contracts.

Inland Marine Insurance

Protects the physical assets of your business, including buildings, equipment, inventory, and furnishings, from risks like fire, theft, vandalism, and weather-related damage.

Business Equipment Coverage

Covers specialized tools, machinery, and equipment used in your operations, ensuring that if they are damaged or lost, your business can quickly resume operations.

Valuable Papers and Records

Protects your important business documents, including client records, contracts, and proprietary information.

Mobile Property Coverage

Ensures that mobile property, such as construction equipment or trucks, is covered while in use or transit.

Why Choose Redstone?

Redstone Insurance Services provides customized Business Property and Inland Marine Insurance plans that offer reliable protection for your business assets. Whether you’re moving inventory across town or ensuring that your office equipment is safe, we have the right coverage to keep your business secure. Our expert agents work with you to design a policy that meets your specific business needs and budget.

Business Property and Inland Marine Insurance in Alabama and Tennessee

Based in Huntsville, we proudly serve clients in North Alabama from Birmingham to Decatur. We are eager to serve your community, no matter where you are in Alabama and Tennessee. With years of experience in commercial insurance, we understand the unique risks faced by local businesses and offer solutions that are tailored to your needs.

Frequently Asked Questions (FAQ)

  • What is the difference between property insurance and inland marine insurance?

    Property insurance covers assets on your premises, while inland marine insurance covers items in transit or stored at off-site locations. Both provide valuable coverage for businesses with assets in multiple locations.

  • Is inland marine insurance mandatory for my business?

    It’s not mandatory, but if your business deals with equipment or goods that are frequently in transit or off-site, inland marine insurance is highly recommended to protect your assets.

  • Is inland marine insurance only for businesses that transport goods?

    While inland marine insurance is commonly associated with transporting goods, it also covers equipment, tools, and inventory that are moved between locations or stored off-site. It protects property that’s not typically covered under a standard property insurance policy, including items like construction equipment, computers, and specialized machinery. If your business has assets that are frequently in transit or located off-site, inland marine insurance can provide the necessary coverage.

Get Started Today!

Protect your business with reliable Business Property and Inland Marine Insurance from Redstone Insurance Services. Whether your assets are on-site or in transit, we provide the coverage you need to ensure your business stays protected.

Get in Touch
Share by: