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Affordable Auto Insurance for Every Driver

Auto insurance is essential for every driver, and Redstone Insurance Services is here to help you find the right coverage for your needs. Serving individuals and families in Alabama and Tennessee, we offer a variety of affordable and customizable auto insurance policies. Whether you’re looking for basic liability or enhanced coverage with special packages, we’ve got you covered. Let us help you protect your vehicle, your passengers, and your peace of mind.

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Why You Need Auto Insurance

Driving without auto insurance is illegal in Alabama, but beyond the legal requirements, having the right auto insurance can help protect you from financial loss in the event of an accident. From liability coverage to comprehensive and collision insurance, Redstone Insurance Services provides a variety of auto insurance options to ensure you’re covered in any situation.

Our Auto Insurance Coverage Options:

Liability Insurance

Covers damages and injuries to others if you’re at fault in an accident. This is required by law in Alabama.

Collision Coverage

Pays for damages to your vehicle caused by a collision, regardless of fault.

Comprehensive Coverage

Protects your vehicle from non-collision incidents like theft, vandalism, and natural disasters.

Roadside Assistance

Get help when you need it most, with towing, fuel delivery, and tire change services.

Uninsured/Underinsured Motorist Coverage

Protects you if you’re in an accident with someone who doesn’t have adequate insurance.

Special Auto Insurance Plans

Responsible Driver Plan℠


Forgive one accident and minor violation every 36 months, ensuring your premiums stay low.

Premier Roadside Assistance®


Includes towing, fuel delivery, flat tire change, and more—just when you need it most.

Premier New Car Replacement®


Replace your new car with the same make and model if totaled within a specified time period. Includes loan/lease gap coverage.

Discounts


Multi-policy, Safe Driver, New Car, and more.


Auto Insurance in Alabama and Tennessee

Based in Huntsville, we proudly serve clients in North Alabama from Birmingham to Decatur. We are eager to serve your community, no matter where you are in Alabama and Tennessee. We can help you find the right auto insurance coverage for your car.

Frequently Asked Questions (FAQ)

  • What types of auto insurance coverage do I need?

    The minimum required by law typically includes liability insurance, which covers damage you cause to others. However, we recommend adding collision and comprehensive coverage for your vehicle, as well as uninsured/underinsured motorist coverage to protect you in case you’re involved in an accident with someone who has insufficient insurance.

  • How can I lower my auto insurance premiums?

    There are several ways to reduce your auto insurance premiums, such as maintaining a safe driving record, qualifying for multi-policy discounts by bundling with other insurance, and ensuring your vehicle is equipped with anti-theft devices. You may also be eligible for discounts based on vehicle safety features or if you’re a student with good grades.

  • What is the Responsible Driver Plan℠, and how can it benefit me?

    The Responsible Driver Plan℠ rewards safe drivers by forgiving one accident and one minor violation every 36 months, helping keep your premiums from rising due to occasional incidents. It’s a great way to ensure that your insurance costs remain manageable, even if you’re involved in a minor accident.

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